Exceed Your Customer ExpectationsTap Into Our Homeowners Insurance Programs including High-Value Homes
Agents and brokers have a real opportunity to distinguish themselves and expand their niche market with high net worth clients in their communities. About 85% of the high-value homeowners market is controlled by direct writers while at the same time it’s estimated that 40% of high-value homes are underinsured. Often homeowners have enough insurance to cover their mortgage or sale price but not enough to rebuild should there be a total loss. With the right partner, agents and brokers can cut into this lucrative market and provide the insurance protection and expertise high value homeowners require to be properly insured.
That partner is California-based American Team Managers (ATM), an independently owned insurance wholesaler and managing general agent. We have the market expertise, carrier relationships, responsive turnaround, and customized insurance products and risk management services for high-value homes. We write everything from luxury homes to secondary or seasonal homes and high-end condos.
Quality Products, Personal Attention
We partner with top-tier insurance carriers that can offer specialized programs for high-value homes and a concierge of services to help mitigate and minimize losses. Our professional staff can help you secure the portfolio of insurance products required to address the exposures that come with a high-value home and this unique risk profile. We will provide you with the attention you need to respond to the needs of your clients and provide the peace of mind they will have with a tailor-made insurance program.
With ATM, you can also provide coverage for your clients’ automobiles, valuables, watercraft and collections as well as an Umbrella policy, helping to ensure that gaps in coverage are eliminated.
Eligibility & Program Highlights
Homes valued at $200,000 and up
Accounts consisting of multiple lines of business
Access to multiple “A” rated carriers
Up to 20% discounts for package business
Yacht & Watercraft
Auto Minimum Limit: $100,000/300,000
Homeowners: Guaranteed Replacement Cost Available
Up to 200% Extended Replacement Cost Available
Nat Gen Premier
GeoVera Insurance and CEA for Earthquake Coverage
ATM is licensed in multiple states. Please contact an underwriter about out-of-state submissions.
For access to homeowners and other personal lines applications, please click here.
At ATM, we are always thinking outside the box to create new and improved methods to serve our agents’ best interests. We have built the company by putting you – the agent – first to build your book of business today. We look forward to enhancing our existing relationships and establishing new ones by offering unique solutions to meet the growing demands of today’s evolving industry. Give us a call at (877) 671-7503 and maintain renewal retention in the future.