Get superior coverage from superior markets with ATM for your high-value homeowner clients.

Partner with American Team Managers today.
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Exceed Your Customer Expectations

Tap Into Our Homeowners Insurance Programs including High-Value Homes

Agents and brokers have a real opportunity to distinguish themselves and expand their niche market with high net worth clients in their communities. The majority of the high-value homeowners market is controlled by direct writers. At the same time it’s estimated that nearly half of high-value homes are underinsured. Often homeowners have enough insurance to cover their mortgage or sale price of their home but not enough to rebuild in a total loss situation. With the right partner, agents and brokers can cut into this lucrative market and provide the insurance protection and expertise high value homeowners require to be properly insured.

That partner is California-based American Team Managers (ATM), an insurance services wholesaler and managing general agent. We have the market expertise, carrier relationships, responsive turnaround, and customized insurance products and risk management services for high-value homes. We write everything from luxury homes to secondary or seasonal homes and high-end condos.

Quality Products, Personal Attention

We partner with top-tier insurance carriers that can offer specialized programs for high-value homes and a concierge of services to help mitigate and minimize losses. Our professional staff can help you secure the portfolio of insurance products required to address the exposures that come with a high-value home and this unique risk profile. We will provide you with the attention you need to respond to the needs of your clients and provide the peace of mind that comes with a tailor-made insurance program.

With ATM, you can also provide coverage for your clients’ automobiles, valuables, watercraft and collections as well as an Umbrella policy, helping to ensure that gaps in coverage are eliminated.

Program Information

Eligibility & Program Highlights

  • Homes valued at $200,000 and up
  • Accounts consisting of multiple lines of business
  • Access to multiple “A” rated carriers
  • Up to 20% discounts for package business

Coverages Available

  • Homeowners
  • Automobile
  • Personal Umbrella
  • Valuable Articles
  • Yacht & Watercraft
  • Schedules

Auto Minimum Limit: $100,000/300,000
Homeowners: Guaranteed Replacement Cost Available
Up to 200% Extended Replacement Cost Available

Insurance Markets

  • Chubb
  • Kemper Preferred
  • Nat Gen Premier
  • Nationwide
  • GeoVera Insurance and CEA for Earthquake Coverage

Approved Territories

ATM is licensed in multiple states. Please contact an underwriter about out-of-state submissions.

Submission Requirements

  • ACORD Applications
  • Supplemental Application

Quick Contacts

Underwriters
Leha Valencia

Phone: (714) 414-1202
Fax: (714) 414-1277
Email: leha@atminsurance.com

For access to homeowners and other personal lines applications, please click here.

At ATM, we are always thinking outside the box to create new and improved methods to serve our agents’ best interests. We have built the company by putting you – the agent – first to build your book of business today. We look forward to enhancing our existing relationships and establishing new ones by offering unique solutions to meet the growing demands of today’s evolving industry. Give us a call at (877) 671-7503 and maintain renewal retention in the future.

Make Us Part of Your Team